Freelance / pricing

Freelance hourly-rate calculator

Price your time from the income you want—not just the hourly wage you used to earn. Include non-billable time, overhead, and a tax allowance.

Results are estimates for planning. Review the assumptions and verify important decisions with the right official or qualified source.

step 1 / your inputs

Start with your numbers.

The gray example is only a guide. Replace it with your own number.

Desired annual take-home income$Your personal income goal after business costs and tax allowance. Example: 80000Billable hours per weekHours you realistically invoice, not all work hours. Example: 25Billable weeks per yearLeave room for holidays, admin, and slow periods. Example: 46Monthly business overhead$Software, insurance, phone, supplies, and services. Example: 450Tax allowance%A planning assumption; get professional tax advice. Example: 28

step 2 / see your estimate

Your result updates as you type.

Suggested minimum hourly rate

$0.00

0 billable hours per week

Annual revenue target

Income goal plus tax allowance and overhead

Non-billable reality

40 hrs/week

Time left for sales, admin, and delivery

Calculated in your browser. No data is sent.

How to use this estimate

Billable hours are usually lower than total hours worked because sales and admin take time.
A project rate may be easier to sell than an hourly rate, but use an hourly floor to protect your margin.
Review taxes, insurance, retirement, and local business costs with a qualified professional.

Common questions

Why is the rate higher than my old salary equivalent?+

Freelancers pay for non-billable time, business costs, unpaid leave, and their own benefits and tax reserves.

Should I show this rate to clients?+

Use it as your internal floor. Your public quote can be hourly, fixed-price, milestone-based, or value-based.

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